The following terms and conditions apply to any entity accessing and using the website of S Brooker Associates Ltd (Website), or any part of it. S Brooker Associates Ltd may modify these terms and conditions occasionally and without notice. You are advised to revisit the terms and conditions section of the Website regularly to ensure you are familiar with any such modifications. Please read these terms and conditions carefully. By using or accessing the Website, or any part of it, you agree to be bound by the following terms and conditions.

1. Whilst effort is taken to ensure the accuracy of the information published on the Website, the content available on the Website is for general information only and S Brooker Associates Ltd do not warrant or guarantee its accuracy. The content is subject to change from time to time and without notice.

2. The content of the Website is protected by copyright, trademark and other intellectual property rights, as is applicable, and is provided for your sole use. Third party logos, graphics or designs that may be employed for the publication of the site are the copyright and/or trademarks of the respective owners and S Brooker Associates Ltd /1st Class Media have sought written consent for use where appropriate. The appearance or absence of products, services, companies, organisations, home pages or other Websites on the Website does not imply any endorsement or non-endorsement thereof by S Brooker Associates Ltd . Republication or redistribution of any of the content available on the Website including by framing or other means is strictly prohibited.

3. S Brooker Associates Ltd exclude all liability of any kind (including negligence) in respect of any third party information or other material made available on, or which can be accessed using, the Website.

4. Personal information is not collected by this Website. Information gathered by subscription is guaranteed not to be passed or sold in any form to any third parties and S Brooker Associates Ltd make every effort to protect the source of such information

5. S Brooker Associates Ltd shall not be liable for any direct or indirect, special, incidental or consequential damages, including the loss of profits, business revenue or goodwill arising from the use or access of or inability to use or access, interruption or availability of the Website, its operation or transmission, computer viruses, loss of data or otherwise in respect of its use or the downloading or use of any software made available by S Brooker Associates Ltd on the Website and as such shall not be liable for and each user shall indemnify and keep indemnified on demand S Brooker Associates Ltd from and against all claims, expenses, losses or liabilities (including professional fees and expenses) in connection with any claim by a third party relating to the use or downloading of the software or data or arising from such use or downloading.

6. The software, information, materials and functions contained on the Website including text, graphics, links or other items are provided on an "as is" basis excluding any warranty whatsoever, express or implied, including but not limited to warranties of satisfactory quality, fitness for a particular purpose or freedom from computer viruses. S Brooker Associates Ltd exclude any liability for any errors in or omissions from information, materials and functions included in the Website or any third party Websites linked to or from the Website.

7. The website is intended for the sole use of residents of the United Kingdom and S Brooker Associates Ltd make no representation that any information, materials or functions included in the Website are appropriate for use in any other jurisdiction.

8. The provision by S Brooker Associates Ltd of a link to another website does not constitute any authorisation by S Brooker Associates Ltd to the user to access material held at that location, nor is it evidence of any endorsement by S Brooker Associates Ltd of the material held there. S Brooker Associates Ltd accepts no responsibility or liability for the privacy of your personal information on such Websites, as these are beyond our control. S Brooker Associates Ltd will accept no responsibility or liability in respect of any materials on any Website which is not under its control.

9. These conditions are governed by and will be interpreted in accordance with Scottish Law and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the Scottish courts.